secwatch.observer — SEC 8-K summary
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Issuer:     C & F FINANCIAL CORP (CFFI)
CIK:        0000913341
Form:       8-K
Filed at:   2025-01-28T23:59:59+00:00
Accession:  0000913341-25-000010
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

C&F Financial Q4 2024 net income up 18.5% YoY; full-year net income down 16.1%
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- Q4 2024 net income $6.0M ($1.87 EPS) vs $5.1M ($1.50 EPS) in Q4 2023, an increase of 18.5%.
- FY 2024 net income $19.9M ($6.01 EPS) vs $23.7M ($6.92 EPS) in FY 2023, a decrease of 16.1%.
- Annualized ROE was 10.60% in Q4 2024 (10.06% in Q4 2023); 9.02% for FY 2024 (11.68% in FY 2023).
- Annualized ROA was 0.94% in Q4 2024 (0.85% in Q4 2023); 0.80% for FY 2024 (0.99% in FY 2023).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/913341/000091334125000010/0000913341-25-000010-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/913341/000091334125000010/cffi-20250128x8k.htm
  HTML page:      https://secwatch.observer/filing/0000913341-25-000010

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