{"schema_version":"secwatch.filing_event.v1","accession":"0000913341-25-000049","form_type":"8-K","ticker":"CFFI","cik":"0000913341","company_name":"C & F FINANCIAL CORP","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.687664+00:00","generated_at":"2026-05-18T03:00:27.057355+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"C&F Financial Q2 net income $7.8M (+54% YoY); EPS $2.37 vs $1.50","bullets":["Consolidated net income $7.8M for Q2 2025, up 54.3% from $5.0M in Q2 2024.","Diluted EPS $2.37 for Q2 2025 vs $1.50 in Q2 2024; first-six-months EPS $4.03 vs $2.50.","Annualized ROA 1.18% (Q2 2025) vs 0.82% (Q2 2024); ROE 13.06% vs 9.31%.","First-six-months net income $13.2M, up 55.4% from $8.5M a year earlier.","Tangible common equity ROA (annualized) for Q2 2025 was 14.70% vs 10.72%."],"urls":{"canonical":"https://secwatch.observer/filing/0000913341-25-000049","json":"https://secwatch.observer/filing/0000913341-25-000049.json","markdown":"https://secwatch.observer/filing/0000913341-25-000049.md","text":"https://secwatch.observer/filing/0000913341-25-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/913341/000091334125000049/0000913341-25-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/913341/000091334125000049/cffi-20250724x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:00:27.057355+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}