{"schema_version":"secwatch.filing_event.v1","accession":"0000913341-26-000005","form_type":"8-K","ticker":"CFFI","cik":"0000913341","company_name":"C & F FINANCIAL CORP","filed_at":"2026-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.018062+00:00","generated_at":"2026-05-16T07:46:33.460982+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"C&F Financial Q4 net income $6.7M ($2.07 EPS); full-year $27.0M ($8.29 EPS)","bullets":["Q4 2025 net income $6.7M vs $6.0M in Q4 2024; full-year net income $27.0M vs $19.9M.","Diluted EPS Q4 $2.07 vs $1.87; full-year $8.29 vs $6.01.","Full-year ROAA 1.01% (vs 0.80%); ROAE 11.11% (vs 9.02%).","Return on avg tangible common equity: full-year 12.53% vs 10.37%."],"urls":{"canonical":"https://secwatch.observer/filing/0000913341-26-000005","json":"https://secwatch.observer/filing/0000913341-26-000005.json","markdown":"https://secwatch.observer/filing/0000913341-26-000005.md","text":"https://secwatch.observer/filing/0000913341-26-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/913341/000091334126000005/0000913341-26-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/913341/000091334126000005/cffi-20260127x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:46:33.460982+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}