secwatch.observer — SEC 8-K summary
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Issuer:     C & F FINANCIAL CORP (CFFI)
CIK:        0000913341
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0000913341-26-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

C&F Financial Q4 net income $6.7M ($2.07 EPS); full-year $27.0M ($8.29 EPS)
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- Q4 2025 net income $6.7M vs $6.0M in Q4 2024; full-year net income $27.0M vs $19.9M.
- Diluted EPS Q4 $2.07 vs $1.87; full-year $8.29 vs $6.01.
- Full-year ROAA 1.01% (vs 0.80%); ROAE 11.11% (vs 9.02%).
- Return on avg tangible common equity: full-year 12.53% vs 10.37%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/913341/000091334126000005/0000913341-26-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/913341/000091334126000005/cffi-20260127x8k.htm
  HTML page:      https://secwatch.observer/filing/0000913341-26-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer