{"schema_version":"secwatch.filing_event.v1","accession":"0000913341-26-000038","form_type":"8-K","ticker":"CFFI","cik":"0000913341","company_name":"C & F FINANCIAL CORP","filed_at":"2026-07-23T15:36:41+00:00","discovered_at":"2026-07-23T15:38:00.585688+00:00","generated_at":"2026-07-23T15:38:10.437783+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"C&F Financial Q2 net income $8.6M (+11% YoY); adjusted net income up 1.5%","bullets":["Net income $8.6M for Q2 2026 vs $7.8M Q2 2025 (+11.1%); six-month net income $15.4M vs $13.2M (+17.2%).","Includes pre-tax gain of $8.3M from sale of Bearing Insurance Group equity interest and pre-tax loss of $7.1M from securities portfolio restructuring.","Adjusted net income (non-GAAP) $7.9M for Q2, up $116K (+1.5%) YoY; adjusted EPS $2.40 vs $2.37.","Basic and diluted EPS $2.63 for Q2 2026 vs $2.37 for Q2 2025.","Annualized ROA 1.23% for Q2 2026 vs 1.18% Q2 2025; adjusted ROA 1.13%."],"urls":{"canonical":"https://secwatch.observer/filing/0000913341-26-000038","json":"https://secwatch.observer/filing/0000913341-26-000038.json","markdown":"https://secwatch.observer/filing/0000913341-26-000038.md","text":"https://secwatch.observer/filing/0000913341-26-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/913341/000091334126000038/0000913341-26-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/913341/000091334126000038/cffi-20260723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T15:38:10.437783+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}