secwatch.observer — SEC 8-K summary
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Issuer:     C & F FINANCIAL CORP (CFFI)
CIK:        0000913341
Form:       8-K
Filed at:   2026-07-23T15:36:41+00:00
Accession:  0000913341-26-000038
Event type: earnings
Sentiment:  positive
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

C&F Financial Q2 net income $8.6M (+11% YoY); adjusted net income up 1.5%
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- Net income $8.6M for Q2 2026 vs $7.8M Q2 2025 (+11.1%); six-month net income $15.4M vs $13.2M (+17.2%).
- Includes pre-tax gain of $8.3M from sale of Bearing Insurance Group equity interest and pre-tax loss of $7.1M from securities portfolio restructuring.
- Adjusted net income (non-GAAP) $7.9M for Q2, up $116K (+1.5%) YoY; adjusted EPS $2.40 vs $2.37.
- Basic and diluted EPS $2.63 for Q2 2026 vs $2.37 for Q2 2025.
- Annualized ROA 1.23% for Q2 2026 vs 1.18% Q2 2025; adjusted ROA 1.13%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/913341/000091334126000038/0000913341-26-000038-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/913341/000091334126000038/cffi-20260723x8k.htm
  HTML page:      https://secwatch.observer/filing/0000913341-26-000038

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