---
schema_version: "secwatch.filing_event.v1"
accession: "0000920427-25-000085"
form_type: "8-K"
ticker: "UNTY"
cik: "0000920427"
company_name: "UNITY BANCORP INC /NJ/"
filed_at: "2025-12-18T23:59:59+00:00"
generated_at: "2026-05-16T12:51:02.980539+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.2
confidence: "high"
source: SEC EDGAR
---

# Unity Bancorp amends deferred comp plan to variable interest rate on installment payouts

## Summary
- Interest rate on installment payouts changed to Prime + 1%, with 4% floor and 10% cap, from fixed rate.
- Amendment applies to both participants and beneficiaries receiving 10-year annual installments.
- Effective December 18, 2025; rest of original plan remains unchanged.

## SEC filing metadata
- accession: 0000920427-25-000085
- form_type: 8-K
- ticker: UNTY
- cik: 0000920427
- company_name: UNITY BANCORP INC /NJ/
- filed_at: 2025-12-18T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.2
- confidence: high
- sec_items: 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/920427/000092042725000085/0000920427-25-000085-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/920427/000092042725000085/unty-20251218x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000920427-25-000085
- JSON: https://secwatch.observer/filing/0000920427-25-000085.json
- Plain text: https://secwatch.observer/filing/0000920427-25-000085.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.