Unity Bancorp reports FY2025 EPS $5.67, Q1 2026 EPS $1.40; nonaccrual assets double

UNITY BANCORP INC /NJ/

2026-Q1 EPS reported $1.40

FY2025 net income $57.95M ($5.67 diluted EPS) vs $41.45M ($4.06) in FY2024; ROAA 2.17%.
Q1 2026 net income $14.29M ($1.40/sh) vs $15.47M ($1.52/sh) in Q4 2025, down QoQ.
Loans grew 12.6% YoY to $2.545B; deposits up 10.7% to $2.324B.
Nonaccrual assets surged to $31.3M (1.06% of assets) from $15M (0.57%) at end of 2024.
Net interest margin improved to 4.52% in FY2025 from 4.16%; noninterest income included $5.2M one-time security gains.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.