---
schema_version: "secwatch.filing_event.v1"
accession: "0000923139-24-000032"
form_type: "8-K"
ticker: "FFIC"
cik: "0000923139"
company_name: "FLUSHING FINANCIAL CORP"
filed_at: "2024-07-29T23:59:59+00:00"
generated_at: "2026-05-31T15:53:22.921195+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Flushing Financial Q2 net income $6.6M ($0.22 EPS); operating EPS $0.24

## Summary
- Net income of $6.6M ($0.22 diluted EPS) vs $8.2M in Q2 2023; 6-month net income $13.2M vs $15.6M.
- Net interest income $40.5M, down 9.6% YoY; net interest margin 2.34%, down 26 bps.
- Tangible book value per share $21.03, up 5.9% YoY.
- Loans held for investment $5.9B; total deposits $6.7B, up 2.4% from Dec 2023.
- Non-performing assets ratio 0.56%; provision for credit losses $1.3M.

## SEC filing metadata
- accession: 0000923139-24-000032
- form_type: 8-K
- ticker: FFIC
- cik: 0000923139
- company_name: FLUSHING FINANCIAL CORP
- filed_at: 2024-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/923139/000092313924000032/0000923139-24-000032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/923139/000092313924000032/ffic-20240729x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000923139-24-000032
- JSON: https://secwatch.observer/filing/0000923139-24-000032.json
- Plain text: https://secwatch.observer/filing/0000923139-24-000032.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.