---
schema_version: "secwatch.filing_event.v1"
accession: "0000927089-22-000120"
form_type: "8-K"
ticker: "HFBL"
cik: "0001500375"
company_name: "Home Federal Bancorp, Inc. of Louisiana"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-23T00:01:22.484713+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Home Federal posts Q1 net income $1.7M, EPS $0.55; net interest margin expands to 3.90%

## Summary
- Q1 net income $1.7M vs $1.4M a year ago; diluted EPS $0.52 vs $0.38.
- Net interest margin 3.90%, up from 3.16%; interest rate spread 3.74% vs 2.98%.
- Loans receivable net grew $18.5M (4.8%) to $406.4M; commercial real estate loans up $13.9M.
- Repurchased 289,900 shares at avg $20.00/share for $5.9M during the quarter.
- Provision for loan losses increased $418,000 to $418,000 (100% increase).

## SEC filing metadata
- accession: 0000927089-22-000120
- form_type: 8-K
- ticker: HFBL
- cik: 0001500375
- company_name: Home Federal Bancorp, Inc. of Louisiana
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1500375/000092708922000120/0000927089-22-000120-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1500375/000092708922000120/hfbil20221025_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927089-22-000120
- JSON: https://secwatch.observer/filing/0000927089-22-000120.json
- Plain text: https://secwatch.observer/filing/0000927089-22-000120.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.