{"schema_version":"secwatch.filing_event.v1","accession":"0000927089-23-000023","form_type":"8-K","ticker":"QNTO","cik":"0001391933","company_name":"QUAINT OAK BANCORP, INC.","filed_at":"2023-03-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.728093+00:00","generated_at":"2026-06-17T22:08:59.978304+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"Quaint Oak Bancorp issues $2.0M of 8.5% subordinated notes due 2025","bullets":["Issued $2.0M aggregate principal of fixed-rate subordinated notes due March 15, 2025.","Notes bear 8.50% annual interest, payable semi-annually on March 15 and September 15.","Notes are unsecured and subordinated to senior debt, including depositor claims.","Net proceeds from the private placement will be used for general corporate purposes.","Notes sold to accredited investors in reliance on Rule 506(b) of Regulation D."],"urls":{"canonical":"https://secwatch.observer/filing/0000927089-23-000023","json":"https://secwatch.observer/filing/0000927089-23-000023.json","markdown":"https://secwatch.observer/filing/0000927089-23-000023.md","text":"https://secwatch.observer/filing/0000927089-23-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1391933/000092708923000023/0000927089-23-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1391933/000092708923000023/qnto20230321_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T22:08:59.978304+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f3357832917c455a4b96096c78625a3907cffe55","claim":"QUAINT OAK BANCORP, INC. entered into Subscription Agreement with accredited investors valued at $2.0 million (effective 2023-03-15).","evidence_excerpt":"On March 15, 2023, Quaint Oak Bancorp, Inc. (the “Company”) entered into a Subscription Agreement (the “Subscription Agreement”) with accredited investors under which the Company issued an aggregate of $2.0 million of fixed rate subordinated notes due March 15, 2025 (the “Notes”) in a private placement.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1391933/000092708923000023/0000927089-23-000023-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"notes offering"},{"label":"Counterparty","value":"accredited investors"},{"label":"Value","value":"$2.0 million"},{"label":"Effective","value":"2023-03-15"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}