{"schema_version":"secwatch.filing_event.v1","accession":"0000927089-23-000133","form_type":"8-K","ticker":"HFBL","cik":"0001500375","company_name":"Home Federal Bancorp, Inc. of Louisiana","filed_at":"2023-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.279100+00:00","generated_at":"2026-06-09T05:51:34.612824+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Home Federal Bancorp Q1 net income falls 29% to $1.2M; EPS $0.40 vs $0.55","bullets":["Net income $1.2M vs $1.7M YoY; diluted EPS $0.39 vs $0.52.","Net interest margin 3.37% (down from 3.90%); spread 2.68% vs 3.74%.","Loans grew $17.1M to $506.6M; nonperforming assets $1.8M (0.28% of assets).","Deposits down $4.9M to $592.5M; CDs up $12.1M, money market down $9.6M.","Adopted CECL on July 1, 2023; ACL $5.1M (1.00% of gross loans)."],"urls":{"canonical":"https://secwatch.observer/filing/0000927089-23-000133","json":"https://secwatch.observer/filing/0000927089-23-000133.json","markdown":"https://secwatch.observer/filing/0000927089-23-000133.md","text":"https://secwatch.observer/filing/0000927089-23-000133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1500375/000092708923000133/0000927089-23-000133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1500375/000092708923000133/hfbil20231027_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T05:51:34.612824+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"52b60bb6f2ced391cf3f5a44fd7cdabe2f07328b","claim":"Home Federal Bancorp, Inc. of Louisiana reported three months ended September 30, 2023 results: net income $1.2 million, EPS $0.40 basic, $0.39 diluted.","evidence_excerpt":"Home Federal Bancorp, Inc. of Louisiana (the “Company”) (Nasdaq: HFBL), the holding company of Home Federal Bank, reported net income for the three months ended September 30, 2023, of $1.2 million compared to net income of $1.7 million reported for the three months ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1500375/000092708923000133/0000927089-23-000133-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended September 30, 2023"},{"label":"Net income","value":"$1.2 million"},{"label":"EPS","value":"$0.40 basic, $0.39 diluted"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}