secwatch.observer — SEC 8-K summary
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Issuer:     Home Federal Bancorp, Inc. of Louisiana (HFBL)
CIK:        0001500375
Form:       8-K
Filed at:   2023-10-30T23:59:59+00:00
Accession:  0000927089-23-000133
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home Federal Bancorp Q1 net income falls 29% to $1.2M; EPS $0.40 vs $0.55
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- Net income $1.2M vs $1.7M YoY; diluted EPS $0.39 vs $0.52.
- Net interest margin 3.37% (down from 3.90%); spread 2.68% vs 3.74%.
- Loans grew $17.1M to $506.6M; nonperforming assets $1.8M (0.28% of assets).
- Deposits down $4.9M to $592.5M; CDs up $12.1M, money market down $9.6M.
- Adopted CECL on July 1, 2023; ACL $5.1M (1.00% of gross loans).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1500375/000092708923000133/0000927089-23-000133-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1500375/000092708923000133/hfbil20231027_8k.htm
  HTML page:      https://secwatch.observer/filing/0000927089-23-000133

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