{"schema_version":"secwatch.filing_event.v1","accession":"0000927089-24-000019","form_type":"8-K","ticker":"HFBL","cik":"0001500375","company_name":"Home Federal Bancorp, Inc. of Louisiana","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.352962+00:00","generated_at":"2026-06-06T18:16:47.791628+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Home Federal Bancorp Q2 net income $1.0M, down 41% YoY; net interest margin contracts","bullets":["Net income $1.0M ($0.33 EPS) vs $1.7M ($0.57) prior year quarter; six-month net income $2.2M vs $3.4M.","Net interest margin fell to 3.14% (quarter) from 3.91% as interest expense rose $2.4M vs interest income up $2.0M.","Nonperforming assets increased to $2.2M (0.34% assets) from $1.6M (0.24%) at June 30; non-interest expense up $693K.","Total deposits decreased $13.7M to $583.7M, partly due to a $24.2M estate settlement; loans grew $12.3M to $501.8M.","CECL adoption on July 1 added $189K to allowance for credit losses and reduced equity $149K net of tax."],"urls":{"canonical":"https://secwatch.observer/filing/0000927089-24-000019","json":"https://secwatch.observer/filing/0000927089-24-000019.json","markdown":"https://secwatch.observer/filing/0000927089-24-000019.md","text":"https://secwatch.observer/filing/0000927089-24-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1500375/000092708924000019/0000927089-24-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1500375/000092708924000019/hfbil20240124_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:16:47.791628+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3b08a17c1c16a7749029fd2d5675f8b6aac68c98","claim":"Home Federal Bancorp, Inc. of Louisiana reported the three and six months ended December 31, 2023 results: net income $1.0 million, EPS $0.33.","evidence_excerpt":"reported net income for the three months ended December 31, 2023, of $1.0 million compared to net income of $1.7 million reported for the three months ended December 31, 2022. The Company’s basic and diluted earnings per share were $0.33 for the three months ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1500375/000092708924000019/0000927089-24-000019-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and six months ended December 31, 2023"},{"label":"Net income","value":"$1.0 million"},{"label":"EPS","value":"$0.33"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}