{"schema_version":"secwatch.filing_event.v1","accession":"0000927089-24-000078","form_type":"8-K","ticker":"QNTO","cik":"0001391933","company_name":"QUAINT OAK BANCORP, INC.","filed_at":"2024-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.203221+00:00","generated_at":"2026-06-02T21:54:05.648969+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Quaint Oak Bancorp Q1 2024 net income rises 55.1% to $873,000, sells Oakmont Capital stake","bullets":["Net income $873,000 ($0.36 per share) vs $563,000 ($0.26) in Q1 2023, a 55.1% increase.","Sold 51% interest in Oakmont Capital Holdings and exited Quaint Oak Real Estate to reduce losses.","Non-performing loans rose to 1.28% of total loans from 0.25% a year ago; Texas Ratio increased to 12.0% from 2.73%.","Total assets $775.5M, deposits $673.4M; Bank's Total Risk-Based Capital Ratio 13.61%.","Board declared $0.13 per share dividend payable May 6, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000927089-24-000078","json":"https://secwatch.observer/filing/0000927089-24-000078.json","markdown":"https://secwatch.observer/filing/0000927089-24-000078.md","text":"https://secwatch.observer/filing/0000927089-24-000078.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1391933/000092708924000078/0000927089-24-000078-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1391933/000092708924000078/qnto20240501_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T21:54:05.648969+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7bb8b9840c20728cb4c0e980626f525abe10c374","claim":"QUAINT OAK BANCORP, INC. reported the quarter ended March 31, 2024 results: net income $873,000, EPS $0.36 per basic and diluted share.","evidence_excerpt":"On May 6, 2024, Quaint Oak Bancorp, Inc. (the “Company”) reported its results of operations for the first quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1391933/000092708924000078/0000927089-24-000078-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"$873,000"},{"label":"EPS","value":"$0.36 per basic and diluted share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}