{"schema_version":"secwatch.filing_event.v1","accession":"0000927089-24-000113","form_type":"8-K","ticker":"HFBL","cik":"0001500375","company_name":"Home Federal Bancorp, Inc. of Louisiana","filed_at":"2024-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.271201+00:00","generated_at":"2026-05-31T15:57:21.993042+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Home Federal Bancorp Q4 net income $638K, down 51% YoY; FY EPS $1.18 vs $1.89","bullets":["Net income $638K vs $1.3M YoY; diluted EPS $0.21 vs $0.40 for Q4 June 30, 2024.","Full-year net income $3.6M vs $5.7M; diluted EPS $1.18 vs $1.80 YoY.","Net interest margin declined to 2.91% (Q4) from 3.35%; interest expense up 50.5%.","Non-performing assets rose to $2.0M from $1.6M; total deposits fell 3.9% to $574M."],"urls":{"canonical":"https://secwatch.observer/filing/0000927089-24-000113","json":"https://secwatch.observer/filing/0000927089-24-000113.json","markdown":"https://secwatch.observer/filing/0000927089-24-000113.md","text":"https://secwatch.observer/filing/0000927089-24-000113.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1500375/000092708924000113/0000927089-24-000113-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1500375/000092708924000113/hfbil20240725_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:57:21.993042+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}