---
schema_version: "secwatch.filing_event.v1"
accession: "0000927089-24-000113"
form_type: "8-K"
ticker: "HFBL"
cik: "0001500375"
company_name: "Home Federal Bancorp, Inc. of Louisiana"
filed_at: "2024-07-26T23:59:59+00:00"
generated_at: "2026-05-31T15:57:21.993042+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Home Federal Bancorp Q4 net income $638K, down 51% YoY; FY EPS $1.18 vs $1.89

## Summary
- Net income $638K vs $1.3M YoY; diluted EPS $0.21 vs $0.40 for Q4 June 30, 2024.
- Full-year net income $3.6M vs $5.7M; diluted EPS $1.18 vs $1.80 YoY.
- Net interest margin declined to 2.91% (Q4) from 3.35%; interest expense up 50.5%.
- Non-performing assets rose to $2.0M from $1.6M; total deposits fell 3.9% to $574M.

## SEC filing metadata
- accession: 0000927089-24-000113
- form_type: 8-K
- ticker: HFBL
- cik: 0001500375
- company_name: Home Federal Bancorp, Inc. of Louisiana
- filed_at: 2024-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1500375/000092708924000113/0000927089-24-000113-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1500375/000092708924000113/hfbil20240725_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927089-24-000113
- JSON: https://secwatch.observer/filing/0000927089-24-000113.json
- Plain text: https://secwatch.observer/filing/0000927089-24-000113.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.