secwatch.observer — SEC 8-K summary
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Issuer:     Home Federal Bancorp, Inc. of Louisiana (HFBL)
CIK:        0001500375
Form:       8-K
Filed at:   2024-07-26T23:59:59+00:00
Accession:  0000927089-24-000113
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home Federal Bancorp Q4 net income $638K, down 51% YoY; FY EPS $1.18 vs $1.89
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- Net income $638K vs $1.3M YoY; diluted EPS $0.21 vs $0.40 for Q4 June 30, 2024.
- Full-year net income $3.6M vs $5.7M; diluted EPS $1.18 vs $1.80 YoY.
- Net interest margin declined to 2.91% (Q4) from 3.35%; interest expense up 50.5%.
- Non-performing assets rose to $2.0M from $1.6M; total deposits fell 3.9% to $574M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1500375/000092708924000113/0000927089-24-000113-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1500375/000092708924000113/hfbil20240725_8k.htm
  HTML page:      https://secwatch.observer/filing/0000927089-24-000113

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer