---
schema_version: "secwatch.filing_event.v1"
accession: "0000927089-24-000150"
form_type: "8-K"
ticker: "HFBL"
cik: "0001500375"
company_name: "Home Federal Bancorp, Inc. of Louisiana"
filed_at: "2024-10-29T23:59:59+00:00"
generated_at: "2026-05-30T09:09:03.928213+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Home Federal Bancorp Q1 net income down 21.6% to $941k; EPS $0.31 vs $0.40

## Summary
- Net income $941k vs $1.2M YoY; basic EPS $0.31 vs $0.40; diluted EPS $0.31 vs $0.39.
- Net interest income fell $857k (16.2%); net interest margin narrowed to 2.98% from 3.37%.
- Non-interest income down $134k (30.9%) on $220k loss on sale of real estate.
- Total assets decreased 1.4% to $628.4M; deposits fell $9.4M; cash increased $6.1M.
- Non-performing assets stable at $1.9M; shareholders' equity up 2.8% to $54.3M.

## SEC filing metadata
- accession: 0000927089-24-000150
- form_type: 8-K
- ticker: HFBL
- cik: 0001500375
- company_name: Home Federal Bancorp, Inc. of Louisiana
- filed_at: 2024-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1500375/000092708924000150/0000927089-24-000150-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1500375/000092708924000150/hfbil20241029_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927089-24-000150
- JSON: https://secwatch.observer/filing/0000927089-24-000150.json
- Plain text: https://secwatch.observer/filing/0000927089-24-000150.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.