{"schema_version":"secwatch.filing_event.v1","accession":"0000927089-25-000036","form_type":"8-K","ticker":"HFBL","cik":"0001500375","company_name":"Home Federal Bancorp, Inc. of Louisiana","filed_at":"2025-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.808042+00:00","generated_at":"2026-05-27T05:16:36.230303+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"HFBL Q2 net income $1.02M, EPS $0.33; net interest margin narrows to 3.12%","bullets":["Q2 net income $1.02M (flat YoY), EPS $0.33; net interest margin 3.12% vs 3.14%.","Six-month net income $2.0M vs $2.2M prior; EPS $0.64 vs $0.73; net interest margin 3.06% vs 3.26%.","Total assets $607.8M, down 4.7%; deposits $546.5M, down 4.8%; no FHLB advances.","Nonperforming assets $1.8M (0.30% of assets), stable; other borrowings reduced to $4M.","2025 guidance: net income $52M-$69M, adj. EBITDA $210M-$225M, capex ~$65M."],"urls":{"canonical":"https://secwatch.observer/filing/0000927089-25-000036","json":"https://secwatch.observer/filing/0000927089-25-000036.json","markdown":"https://secwatch.observer/filing/0000927089-25-000036.md","text":"https://secwatch.observer/filing/0000927089-25-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1500375/000092708925000036/0000927089-25-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1500375/000092708925000036/hfbil20250129_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T05:16:36.230303+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}