secwatch.observer — SEC 8-K summary
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Issuer:     Home Federal Bancorp, Inc. of Louisiana (HFBL)
CIK:        0001500375
Form:       8-K
Filed at:   2025-01-30T23:59:59+00:00
Accession:  0000927089-25-000036
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

HFBL Q2 net income $1.02M, EPS $0.33; net interest margin narrows to 3.12%
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- Q2 net income $1.02M (flat YoY), EPS $0.33; net interest margin 3.12% vs 3.14%.
- Six-month net income $2.0M vs $2.2M prior; EPS $0.64 vs $0.73; net interest margin 3.06% vs 3.26%.
- Total assets $607.8M, down 4.7%; deposits $546.5M, down 4.8%; no FHLB advances.
- Nonperforming assets $1.8M (0.30% of assets), stable; other borrowings reduced to $4M.
- 2025 guidance: net income $52M-$69M, adj. EBITDA $210M-$225M, capex ~$65M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1500375/000092708925000036/0000927089-25-000036-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1500375/000092708925000036/hfbil20250129_8k.htm
  HTML page:      https://secwatch.observer/filing/0000927089-25-000036

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