{"schema_version":"secwatch.filing_event.v1","accession":"0000927089-25-000114","form_type":"8-K","ticker":"QNTO","cik":"0001391933","company_name":"QUAINT OAK BANCORP, INC.","filed_at":"2025-07-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.874197+00:00","generated_at":"2026-05-18T06:53:38.770961+00:00","sec_items":["7.01","9.01"],"event_type":"dividend","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Quaint Oak Bancorp cuts quarterly dividend to $0.04 per share; cites capital enhancement","bullets":["Quarterly dividend reduced to $0.04 per share, payable Aug 4, 2025 to holders of record July 21, 2025.","CEO states reduction supports capital levels, liquidity, and reinvestment in strategic initiatives.","Dividend cut follows Board decision on July 9, 2025; previous dividend level not disclosed.","Company trades on OTCQB under ticker QNTO; holding company for Quaint Oak Bank."],"urls":{"canonical":"https://secwatch.observer/filing/0000927089-25-000114","json":"https://secwatch.observer/filing/0000927089-25-000114.json","markdown":"https://secwatch.observer/filing/0000927089-25-000114.md","text":"https://secwatch.observer/filing/0000927089-25-000114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1391933/000092708925000114/0000927089-25-000114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1391933/000092708925000114/qnto20250709_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:53:38.770961+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}