---
schema_version: "secwatch.filing_event.v1"
accession: "0000927089-25-000114"
form_type: "8-K"
ticker: "QNTO"
cik: "0001391933"
company_name: "QUAINT OAK BANCORP, INC."
filed_at: "2025-07-11T23:59:59+00:00"
generated_at: "2026-05-18T06:53:38.770961+00:00"
event_type: "dividend"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Quaint Oak Bancorp cuts quarterly dividend to $0.04 per share; cites capital enhancement

## Summary
- Quarterly dividend reduced to $0.04 per share, payable Aug 4, 2025 to holders of record July 21, 2025.
- CEO states reduction supports capital levels, liquidity, and reinvestment in strategic initiatives.
- Dividend cut follows Board decision on July 9, 2025; previous dividend level not disclosed.
- Company trades on OTCQB under ticker QNTO; holding company for Quaint Oak Bank.

## SEC filing metadata
- accession: 0000927089-25-000114
- form_type: 8-K
- ticker: QNTO
- cik: 0001391933
- company_name: QUAINT OAK BANCORP, INC.
- filed_at: 2025-07-11T23:59:59+00:00
- event_type: dividend
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1391933/000092708925000114/0000927089-25-000114-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1391933/000092708925000114/qnto20250709_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927089-25-000114
- JSON: https://secwatch.observer/filing/0000927089-25-000114.json
- Plain text: https://secwatch.observer/filing/0000927089-25-000114.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.