{"schema_version":"secwatch.filing_event.v1","accession":"0000927089-26-000047","form_type":"8-K","ticker":"QNTO","cik":"0001391933","company_name":"QUAINT OAK BANCORP, INC.","filed_at":"2026-04-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.224828+00:00","generated_at":"2026-05-15T07:49:25.362483+00:00","sec_items":["8.01","9.01"],"event_type":"regulatory","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Quaint Oak Bank's BSA consent orders terminated by FDIC and PA regulator","bullets":["FDIC and Pennsylvania Bureau of Bank Supervision terminated May 15, 2025 consent orders on March 30, 2026.","Consent orders related to Bank Secrecy Act compliance; bank resolved within ~10 months.","Bank implemented enhancements to compliance, financial crime management, and third-party risk oversight.","Remediation adversely affected short-term financial performance; company now focused on strategic initiatives."],"urls":{"canonical":"https://secwatch.observer/filing/0000927089-26-000047","json":"https://secwatch.observer/filing/0000927089-26-000047.json","markdown":"https://secwatch.observer/filing/0000927089-26-000047.md","text":"https://secwatch.observer/filing/0000927089-26-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1391933/000092708926000047/0000927089-26-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1391933/000092708926000047/qnto20260402_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T07:49:25.362483+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}