{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-24-000158","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.526508+00:00","generated_at":"2026-06-03T09:05:41.726527+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Capital One Q1 2024 net income $1.3B; diluted EPS $3.13, adjusted $3.21","bullets":["Net income $1.3B ($3.13 diluted EPS) vs $960M ($2.31) in Q1 2023; adjusted EPS $3.21.","Total net revenue $9.4B, down 1% QoQ; net interest margin 6.69%.","Provision for credit losses $2.7B, down $174M QoQ; net charge-offs $2.6B; loan reserve build $91M.","Period-end loans $315.2B (-2% QoQ); deposits $351.0B (+1% QoQ); CET1 ratio 13.1%.","Non-interest expense down 10% QoQ to $5.1B; marketing down 19%."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-24-000158","json":"https://secwatch.observer/filing/0000927628-24-000158.json","markdown":"https://secwatch.observer/filing/0000927628-24-000158.md","text":"https://secwatch.observer/filing/0000927628-24-000158.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762824000158/0000927628-24-000158-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762824000158/cof-20240425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T09:05:41.726527+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2ea678b8c0401d4b3d08ec95735b893a3e9ab099","claim":"CAPITAL ONE FINANCIAL CORP reported the first quarter ended March 31, 2024 results: net income $1.3 billion, or $3.13 per diluted common share, EPS $3.13 per diluted common share.","evidence_excerpt":"Capital One Financial Corporation (the “Company”) issued a press release announcing its financial results for the first quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/927628/000092762824000158/0000927628-24-000158-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Net income","value":"$1.3 billion, or $3.13 per diluted common share"},{"label":"EPS","value":"$3.13 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}