---
schema_version: "secwatch.filing_event.v1"
accession: "0000927628-24-000158"
form_type: "8-K"
ticker: "COF"
cik: "0000927628"
company_name: "CAPITAL ONE FINANCIAL CORP"
filed_at: "2024-04-25T23:59:59+00:00"
generated_at: "2026-06-03T09:05:41.726527+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Capital One Q1 2024 net income $1.3B; diluted EPS $3.13, adjusted $3.21

## Summary
- Net income $1.3B ($3.13 diluted EPS) vs $960M ($2.31) in Q1 2023; adjusted EPS $3.21.
- Total net revenue $9.4B, down 1% QoQ; net interest margin 6.69%.
- Provision for credit losses $2.7B, down $174M QoQ; net charge-offs $2.6B; loan reserve build $91M.
- Period-end loans $315.2B (-2% QoQ); deposits $351.0B (+1% QoQ); CET1 ratio 13.1%.
- Non-interest expense down 10% QoQ to $5.1B; marketing down 19%.

## SEC filing metadata
- accession: 0000927628-24-000158
- form_type: 8-K
- ticker: COF
- cik: 0000927628
- company_name: CAPITAL ONE FINANCIAL CORP
- filed_at: 2024-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762824000158/0000927628-24-000158-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/927628/000092762824000158/cof-20240425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927628-24-000158
- JSON: https://secwatch.observer/filing/0000927628-24-000158.json
- Plain text: https://secwatch.observer/filing/0000927628-24-000158.txt

## Key facts
- Earnings Releases
  CAPITAL ONE FINANCIAL CORP reported the first quarter ended March 31, 2024 results: net income $1.3 billion, or $3.13 per diluted common share, EPS $3.13 per diluted common share.
  - Period: the first quarter ended March 31, 2024
  - Net income: $1.3 billion, or $3.13 per diluted common share
  - EPS: $3.13 per diluted common share
  - Result: reported results
  source text: Capital One Financial Corporation (the “Company”) issued a press release announcing its financial results for the first quarter ended March 31, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/927628/000092762824000158/0000927628-24-000158-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.