secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2025-02-18T23:59:59+00:00
Accession:  0000927628-25-000052
Event type: other_material
Sentiment:  neutral
Materiality: 0.35
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One reports Jan 2025 credit card net charge-off rate 6.12%, auto 1.95%
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- Credit card net charge-off rate 6.12% on $151.7B avg loans; domestic segment.
- Auto net charge-off rate 1.95% on $77.0B avg loans; $686M nonperforming (0.89%).
- 30+ day performing delinquency: credit card 4.61%, auto 5.63%.
- Monthly operational metrics furnished; no change to guidance or outlook.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000052/0000927628-25-000052-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000052/cof-20250214.htm
  HTML page:      https://secwatch.observer/filing/0000927628-25-000052

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer