---
schema_version: "secwatch.filing_event.v1"
accession: "0000927628-25-000120"
form_type: "8-K"
ticker: "COF"
cik: "0000927628"
company_name: "CAPITAL ONE FINANCIAL CORP"
filed_at: "2025-03-17T23:59:59+00:00"
generated_at: "2026-05-24T17:27:59.472595+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Capital One reports Feb 2025 credit card net charge-off rate 6.35%, auto 1.48%

## Summary
- Domestic credit card net charge-off rate 6.35% ($790M annualized); 30+ day delinquency rate 4.52%.
- Auto loan net charge-off rate 1.48% ($95M annualized); 30+ day delinquency rate 5.02%.
- Auto nonperforming loan rate 0.83% ($642M) as of Feb 28, 2025.
- Average credit card loans held for investment $149.4B; auto $77.4B for the month.

## SEC filing metadata
- accession: 0000927628-25-000120
- form_type: 8-K
- ticker: COF
- cik: 0000927628
- company_name: CAPITAL ONE FINANCIAL CORP
- filed_at: 2025-03-17T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762825000120/0000927628-25-000120-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/927628/000092762825000120/cof-20250314.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927628-25-000120
- JSON: https://secwatch.observer/filing/0000927628-25-000120.json
- Plain text: https://secwatch.observer/filing/0000927628-25-000120.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.