secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2025-03-17T23:59:59+00:00
Accession:  0000927628-25-000120
Event type: other_material
Sentiment:  neutral
Materiality: 0.40
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One reports Feb 2025 credit card net charge-off rate 6.35%, auto 1.48%
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- Domestic credit card net charge-off rate 6.35% ($790M annualized); 30+ day delinquency rate 4.52%.
- Auto loan net charge-off rate 1.48% ($95M annualized); 30+ day delinquency rate 5.02%.
- Auto nonperforming loan rate 0.83% ($642M) as of Feb 28, 2025.
- Average credit card loans held for investment $149.4B; auto $77.4B for the month.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000120/0000927628-25-000120-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000120/cof-20250314.htm
  HTML page:      https://secwatch.observer/filing/0000927628-25-000120

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer