{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-25-000130","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.856661+00:00","generated_at":"2026-05-23T09:54:36.637241+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Capital One Q1 net income $1.4B, EPS $3.45; adjusted EPS $4.06; Discover acquisition approved, closing May 18","bullets":["Net income $1.4B ($3.45 diluted EPS) vs $1.3B ($3.13) YoY; adjusted EPS $4.06 excludes $0.39 legal and $0.22 integration costs.","Total net revenue $10.0B, down 2% QoQ; pre-provision earnings flat at $4.1B.","Provision for credit losses $2.4B, down $273M QoQ; net charge-offs $2.7B; loan reserve release $368M.","Regulatory approval received for Discover acquisition; closing expected May 18, 2025.","Legal reserve activities $198M pre-tax; Discover integration expenses $110M pre-tax."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-25-000130","json":"https://secwatch.observer/filing/0000927628-25-000130.json","markdown":"https://secwatch.observer/filing/0000927628-25-000130.md","text":"https://secwatch.observer/filing/0000927628-25-000130.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000130/0000927628-25-000130-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000130/cof-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:54:36.637241+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}