{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-25-000131","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.856879+00:00","generated_at":"2026-05-23T09:54:58.076541+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Capital One reports March 2025 credit card net charge-off rate 6.09%, auto 1.21%","bullets":["Domestic credit card net charge-offs of $750M, 6.09% annualized rate on avg loans $147.8B.","Auto net charge-offs of $78M, 1.21% annualized rate on avg loans $77.3B.","30+ day performing delinquency rate: credit card 4.25% ($6.4B), auto 4.93% ($3.8B).","Auto nonperforming loans $561M, representing 0.72% of period-end loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-25-000131","json":"https://secwatch.observer/filing/0000927628-25-000131.json","markdown":"https://secwatch.observer/filing/0000927628-25-000131.md","text":"https://secwatch.observer/filing/0000927628-25-000131.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000131/0000927628-25-000131-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000131/cof-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:54:58.076541+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}