---
schema_version: "secwatch.filing_event.v1"
accession: "0000927628-25-000131"
form_type: "8-K"
ticker: "COF"
cik: "0000927628"
company_name: "CAPITAL ONE FINANCIAL CORP"
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T09:54:58.076541+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Capital One reports March 2025 credit card net charge-off rate 6.09%, auto 1.21%

## Summary
- Domestic credit card net charge-offs of $750M, 6.09% annualized rate on avg loans $147.8B.
- Auto net charge-offs of $78M, 1.21% annualized rate on avg loans $77.3B.
- 30+ day performing delinquency rate: credit card 4.25% ($6.4B), auto 4.93% ($3.8B).
- Auto nonperforming loans $561M, representing 0.72% of period-end loans.

## SEC filing metadata
- accession: 0000927628-25-000131
- form_type: 8-K
- ticker: COF
- cik: 0000927628
- company_name: CAPITAL ONE FINANCIAL CORP
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762825000131/0000927628-25-000131-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/927628/000092762825000131/cof-20250422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927628-25-000131
- JSON: https://secwatch.observer/filing/0000927628-25-000131.json
- Plain text: https://secwatch.observer/filing/0000927628-25-000131.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.