secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2025-04-22T23:59:59+00:00
Accession:  0000927628-25-000131
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One reports March 2025 credit card net charge-off rate 6.09%, auto 1.21%
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- Domestic credit card net charge-offs of $750M, 6.09% annualized rate on avg loans $147.8B.
- Auto net charge-offs of $78M, 1.21% annualized rate on avg loans $77.3B.
- 30+ day performing delinquency rate: credit card 4.25% ($6.4B), auto 4.93% ($3.8B).
- Auto nonperforming loans $561M, representing 0.72% of period-end loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000131/0000927628-25-000131-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000131/cof-20250422.htm
  HTML page:      https://secwatch.observer/filing/0000927628-25-000131

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer