secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2025-05-15T23:59:59+00:00
Accession:  0000927628-25-000167
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One April 2025 credit card NCO rate 5.66%; auto NCO rate 1.01%
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- Domestic credit card net charge-offs totaled $702M (5.66% annualized rate) on avg loans of $148.8B.
- Auto net charge-offs were $66M (1.01% rate) on avg loans of $78.1B.
- Credit card 30+ day performing delinquency 3.95% ($5.95B); auto 30+ day 4.86% ($3.82B).
- Auto nonperforming loans $564M, 0.72% of period-end loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000167/0000927628-25-000167-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000167/cof-20250514.htm
  HTML page:      https://secwatch.observer/filing/0000927628-25-000167

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer