{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-25-000226","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2025-06-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.858277+00:00","generated_at":"2026-05-19T07:26:10.339094+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Capital One reports May 2025 credit card NCO rate 5.57%, notes Discover acquisition completed May 18","bullets":["Domestic credit card net charge-off rate of 5.57% (annualized) for May 2025.","Credit card 30+ day performing delinquency rate of 3.85% as of May 31.","Auto loan net charge-off rate of 1.04%; 30+ day performing delinquency rate 4.70%.","Legacy Capital One only; Discover operations excluded from reported metrics.","Acquisition of Discover Financial Services closed on May 18, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-25-000226","json":"https://secwatch.observer/filing/0000927628-25-000226.json","markdown":"https://secwatch.observer/filing/0000927628-25-000226.md","text":"https://secwatch.observer/filing/0000927628-25-000226.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000226/0000927628-25-000226-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000226/cof-20250613.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-19T07:26:10.339094+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}