{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-25-000232","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2025-07-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.726247+00:00","generated_at":"2026-05-18T11:49:02.809016+00:00","sec_items":["8.01","9.01"],"event_type":"regulatory","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Capital One SCB falls to 4.5% from 5.5% in 2025 CCAR; effective Oct 1","bullets":["Preliminary Stress Capital Buffer of 4.5% effective Oct 1, 2025, per Federal Reserve 2025 CCAR.","Current SCB of 5.5% remains through Sept 30, 2025.","April 2025 Fed proposal to average stress test results over two years not yet finalized; preliminary SCB uses current framework."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-25-000232","json":"https://secwatch.observer/filing/0000927628-25-000232.json","markdown":"https://secwatch.observer/filing/0000927628-25-000232.md","text":"https://secwatch.observer/filing/0000927628-25-000232.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000232/0000927628-25-000232-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000232/cof-20250701.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T11:49:02.809016+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}