secwatch.observer — SEC 8-K summary ====================================== Issuer: CAPITAL ONE FINANCIAL CORP (COF) CIK: 0000927628 Form: 8-K Filed at: 2025-07-01T23:59:59+00:00 Accession: 0000927628-25-000232 Event type: regulatory Sentiment: positive Materiality: 0.60 Item codes: 8.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 Capital One SCB falls to 4.5% from 5.5% in 2025 CCAR; effective Oct 1 --------------------------------------------------------------------- - Preliminary Stress Capital Buffer of 4.5% effective Oct 1, 2025, per Federal Reserve 2025 CCAR. - Current SCB of 5.5% remains through Sept 30, 2025. - April 2025 Fed proposal to average stress test results over two years not yet finalized; preliminary SCB uses current framework. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762825000232/0000927628-25-000232-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/927628/000092762825000232/cof-20250701.htm HTML page: https://secwatch.observer/filing/0000927628-25-000232 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer