secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2025-08-15T23:59:59+00:00
Accession:  0000927628-25-000252
Event type: other_material
Sentiment:  neutral
Materiality: 0.60
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One July 2025 credit metrics: Credit Card NCO rate 4.83%, Auto 1.59%
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- Domestic Credit Card net charge-offs $1,010M; annualized NCO rate 4.83%.
- Credit Card 30+ day performing delinquency rate 3.67% on period-end loans $254.1B.
- Auto loan net charge-offs $106M; annualized NCO rate 1.59%.
- Auto 30+ day delinquency rate 5.05%; nonperforming loan rate 0.75%.
- Data as of July 31, 2025; no prior-period comparisons provided.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000252/0000927628-25-000252-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000252/cof-20250814.htm
  HTML page:      https://secwatch.observer/filing/0000927628-25-000252

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer