secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2025-09-15T23:59:59+00:00
Accession:  0000927628-25-000258
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One reports Aug 2025 credit card net charge-off rate 4.70%, auto rate 1.58%
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- Credit card net charge-off rate 4.70% annualized on $254.7B period-end loans.
- Credit card 30+ day performing delinquency rate 3.73% as of Aug 31, 2025.
- Auto net charge-off rate 1.58% annualized; 30+ day delinquency rate 5.03%, nonperforming rate 0.72%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000258/0000927628-25-000258-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000258/cof-20250912.htm
  HTML page:      https://secwatch.observer/filing/0000927628-25-000258

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer