secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2025-10-21T23:59:59+00:00
Accession:  0000927628-25-000268
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One reports Sept 2025 credit card NCO rate 4.35%, auto NCO rate 1.46%
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- Credit Card domestic net charge-off rate 4.35% for September 2025; 30+ day performing delinquency rate 3.89%.
- Auto net charge-off rate 1.46%; 30+ day performing delinquency rate 4.99%.
- Auto nonperforming loan rate 0.71% as of period-end; average loans held for investment $81.8B auto, $252.6B credit card.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000268/0000927628-25-000268-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000268/cof-20251021.htm
  HTML page:      https://secwatch.observer/filing/0000927628-25-000268

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer