{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-25-000288","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2025-12-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.648227+00:00","generated_at":"2026-05-16T13:19:19.164293+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Capital One Nov 2025 credit metrics: Domestic Card charge-off rate 5.02%, Auto 1.71%","bullets":["Domestic credit card net charge-offs $1,060M; annualized rate 5.02% as of Nov 30, 2025.","Auto loan net charge-offs $118M; annualized rate 1.71% as of Nov 30, 2025.","30+ day performing delinquencies: Domestic Card 4.01%, Auto 5.02%; nonperforming auto loans 0.64%."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-25-000288","json":"https://secwatch.observer/filing/0000927628-25-000288.json","markdown":"https://secwatch.observer/filing/0000927628-25-000288.md","text":"https://secwatch.observer/filing/0000927628-25-000288.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000288/0000927628-25-000288-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762825000288/cof-20251212.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T13:19:19.164293+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}