secwatch.observer — SEC 8-K summary
======================================

Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2025-12-15T23:59:59+00:00
Accession:  0000927628-25-000288
Event type: other_material
Sentiment:  neutral
Materiality: 0.60
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One Nov 2025 credit metrics: Domestic Card charge-off rate 5.02%, Auto 1.71%
--------------------------------------------------------------------------------

- Domestic credit card net charge-offs $1,060M; annualized rate 5.02% as of Nov 30, 2025.
- Auto loan net charge-offs $118M; annualized rate 1.71% as of Nov 30, 2025.
- 30+ day performing delinquencies: Domestic Card 4.01%, Auto 5.02%; nonperforming auto loans 0.64%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000288/0000927628-25-000288-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762825000288/cof-20251212.htm
  HTML page:      https://secwatch.observer/filing/0000927628-25-000288

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer