secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0000927628-26-000004
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One reports Dec 2025 credit card net charge-off rate 5.01%, auto 2.07%
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- Credit card domestic net charge-offs: $1,085M, rate 5.01% (annualized).
- Credit card 30+ day performing delinquencies: $10,471M, rate 3.99%.
- Auto net charge-offs: $144M, rate 2.07% (annualized).
- Auto 30+ day performing delinquencies: $4,371M, rate 5.23%.
- Auto nonperforming loans: $566M, rate 0.68%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000004/0000927628-26-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000004/cof-20260122.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer