---
schema_version: "secwatch.filing_event.v1"
accession: "0000927628-26-000011"
form_type: "8-K"
ticker: "COF"
cik: "0000927628"
company_name: "CAPITAL ONE FINANCIAL CORP"
filed_at: "2026-02-06T23:59:59+00:00"
generated_at: "2026-05-16T04:14:16.293125+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Capital One approves $40M CEO pay for 2025; adopts new executive severance policies

## Summary
- CEO Fairbank 2025 package: $2.5M upfront RSU + $37.5M year-end award (performance shares, deferred cash, RSUs) = $40M total.
- 2026 CEO plan: $2.5M RSU grant, no salary; discretionary year-end incentive tied to 2026 performance.
- Other NEOs 2026 target compensation $6M-$8M, 55% equity, 20% salary, fully at-risk.
- New Cash Severance Policy caps cash severance at 2.99x base salary plus target bonus without shareholder ratification.
- New Change of Control Severance Plan: CEO 2.5x, other NEOs 2x base+bonus plus COBRA; supersedes prior agreements.

## SEC filing metadata
- accession: 0000927628-26-000011
- form_type: 8-K
- ticker: COF
- cik: 0000927628
- company_name: CAPITAL ONE FINANCIAL CORP
- filed_at: 2026-02-06T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762826000011/0000927628-26-000011-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/927628/000092762826000011/cof-20260203.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927628-26-000011
- JSON: https://secwatch.observer/filing/0000927628-26-000011.json
- Plain text: https://secwatch.observer/filing/0000927628-26-000011.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.