secwatch.observer — SEC 8-K summary
======================================

Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-02-06T23:59:59+00:00
Accession:  0000927628-26-000011
Event type: other_material
Sentiment:  neutral
Materiality: 0.65
Item codes: 5.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One approves $40M CEO pay for 2025; adopts new executive severance policies
--------------------------------------------------------------------------------

- CEO Fairbank 2025 package: $2.5M upfront RSU + $37.5M year-end award (performance shares, deferred cash, RSUs) = $40M total.
- 2026 CEO plan: $2.5M RSU grant, no salary; discretionary year-end incentive tied to 2026 performance.
- Other NEOs 2026 target compensation $6M-$8M, 55% equity, 20% salary, fully at-risk.
- New Cash Severance Policy caps cash severance at 2.99x base salary plus target bonus without shareholder ratification.
- New Change of Control Severance Plan: CEO 2.5x, other NEOs 2x base+bonus plus COBRA; supersedes prior agreements.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000011/0000927628-26-000011-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000011/cof-20260203.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000011

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer