---
schema_version: "secwatch.filing_event.v1"
accession: "0000927628-26-000028"
form_type: "8-K"
ticker: "COF"
cik: "0000927628"
company_name: "CAPITAL ONE FINANCIAL CORP"
filed_at: "2026-03-16T23:59:59+00:00"
generated_at: "2026-05-15T12:16:29.318866+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Capital One February credit card net charge-off rate 5.17%; auto 1.54%

## Summary
- Domestic credit card net charge-off rate of 5.17% (annualized) for February 2026.
- Auto loan net charge-off rate of 1.54% (annualized) for February 2026.
- 30+ day performing delinquency rate: credit card 3.96%, auto 4.08% as of Feb 28, 2026.
- Auto nonperforming loan rate of 0.60% as of period-end; credit card nonperforming N/A.

## SEC filing metadata
- accession: 0000927628-26-000028
- form_type: 8-K
- ticker: COF
- cik: 0000927628
- company_name: CAPITAL ONE FINANCIAL CORP
- filed_at: 2026-03-16T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762826000028/0000927628-26-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/927628/000092762826000028/cof-20260313.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927628-26-000028
- JSON: https://secwatch.observer/filing/0000927628-26-000028.json
- Plain text: https://secwatch.observer/filing/0000927628-26-000028.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.