{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-26-000039","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.945681+00:00","generated_at":"2026-05-15T05:15:49.154147+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Capital One Q1 2026 net income $2.2B, adjusted EPS $4.42; Discover integration on track","bullets":["Net income of $2.2B ($3.34 diluted EPS) vs $2.1B ($3.26) in Q4 2025 and $1.4B ($3.45) in Q1 2025.","Adjusted net income of $4.42 per share, excluding $477M Discover amortization and $415M integration costs.","Total net revenue $15.2B (-2% QoQ); pre-provision earnings $6.8B (+8% QoQ).","Provision for credit losses $4.1B; net charge-offs $3.8B; loan reserve build $230M.","Period-end loans $447.8B (-1%); deposits $489.1B (+3%); CET1 ratio 14.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-26-000039","json":"https://secwatch.observer/filing/0000927628-26-000039.json","markdown":"https://secwatch.observer/filing/0000927628-26-000039.md","text":"https://secwatch.observer/filing/0000927628-26-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000039/0000927628-26-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000039/cof-20260421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:15:49.154147+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"513def1105c86f4bc0a360e2be9d3b85933936bd","claim":"CAPITAL ONE FINANCIAL CORP reported the first quarter ended March 31, 2026 results: revenue $15.2 billion, net income $2.2 billion, EPS $3.34 per diluted common share.","evidence_excerpt":"first quarter of 2026 compared with the fourth quarter of 2025 unless otherwise noted. First Quarter 2026 Income Statement Summary: • Total net revenue decreased 2 percent to $15.2 billion. • Total non-interest expense decreased 9 percent to $8.5 billion: ◦ 23 percent decrease in marketing. ◦ 6 percent decrease in operating expenses. • Pre-provision earnings (2)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000039/0000927628-26-000039-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2026"},{"label":"Revenue","value":"$15.2 billion"},{"label":"Net income","value":"$2.2 billion"},{"label":"EPS","value":"$3.34 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}