secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-04-21T23:59:59+00:00
Accession:  0000927628-26-000039
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One Q1 2026 net income $2.2B, adjusted EPS $4.42; Discover integration on track
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- Net income of $2.2B ($3.34 diluted EPS) vs $2.1B ($3.26) in Q4 2025 and $1.4B ($3.45) in Q1 2025.
- Adjusted net income of $4.42 per share, excluding $477M Discover amortization and $415M integration costs.
- Total net revenue $15.2B (-2% QoQ); pre-provision earnings $6.8B (+8% QoQ).
- Provision for credit losses $4.1B; net charge-offs $3.8B; loan reserve build $230M.
- Period-end loans $447.8B (-1%); deposits $489.1B (+3%); CET1 ratio 14.4%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000039/0000927628-26-000039-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000039/cof-20260421.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000039

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer