secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-04-21T23:59:59+00:00
Accession:  0000927628-26-000040
Event type: other_material
Sentiment:  neutral
Materiality: 0.55
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One March 2026 credit metrics: card NCO 5.09%, auto NCO 1.44%
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- Domestic credit card net charge-off rate of 5.09% on $250.9B average loans.
- Auto loan net charge-off rate of 1.44% on $85.1B average loans.
- 30+ day performing delinquency rate: card 3.70%, auto 4.21%.
- Auto nonperforming loan rate 0.55%; no prior-period comps provided.
- Billed finance charges/fees excluded from NCOs per footnote (uncollectible portion reduces revenue).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000040/0000927628-26-000040-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000040/cof-20260421.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000040

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer