secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-05-14T21:32:05+00:00
Accession:  0000927628-26-000053
Event type: other_material
Sentiment:  neutral
Materiality: 0.60
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One reports April 2026 domestic credit card net charge-off rate of 4.94%
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- Domestic credit card net charge-offs $1,042M, annualized rate 4.94% on average loans $253.1B.
- Auto net charge-offs $86M, rate 1.20% on average loans $86.2B.
- 30+ day performing delinquency: credit card 3.44%, auto 4.02% as of April 30, 2026.
- Auto nonperforming loans $477M, rate 0.55% of period-end loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000053/0000927628-26-000053-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000053/cof-20260514.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000053

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer